Your budget, your health and your plans for the
future determine which is right for you.
First, ask yourself if you want an option that simply protects the family if you were to pass away. If so, ValoraLife Term might be right for you.
Or would you prefer a policy that insured your life, but which also returns everything you paid in premiums if you live until the end of the term? This option costs more per month. But if you can make the payments, it’s one way to get coverage now and if you live until the end of the term, your return of premium could potentially launch a new stage of your life, whether it’s starting a business or simply retiring.* In this case, ValoraLife Term Plus might be right for you.
*Less policy fees, any Policy Debt, and substandard premiums (if applicable).