Two simple options. One simple choice.

Simple. Affordable. Online. Coverage in approximately 30 minutes.

ValoraLife Term

Our most affordable coverage

Things You Should Know
Price Most affordable
Monthly Payment Fixed
Maximum Coverage $1,000,000
Term 20 or 30 year
Premium Return 0% returned
Conditions Medical exam required

Term life insurance means that if you pass away while you’re insured, your beneficiary receives the amount that you’re insured for. Your term expires after 20 or 30 years (whichever you choose).

ValoraLife Term Plus

Get all your monthly premiums back

Things You Should Know
Price More expensive
Monthly Payment Fixed
Maximum Coverage $1,000,000
Term 20 or 30 year
Premium Return 100% returned*
Conditions Medical exam required

ValoraLife Term Plus features the same coverage as Term Life with the additional feature that if you outlive the term of your policy, it pays you back every nickel you paid in premiums.*

*Less policy fees, any Policy Debt, and substandard premiums (if applicable).

Get a quote for both options in about 5 minutes using our online form.

GET AN INSTANT QUOTE

Examples of our product coverage based on a 30-year-old woman in good health with $100,000 coverage for a 20-year term.

ValoraLife Term

Our most affordable coverage

ValoraLife Term Plus

Get your monthly premiums back

Monthly cost
$8
$19
Return of payments*
$0
$3,139*
Cost Breakdown
Cost after 1 year
$100
$229
Cost after 5 years
$500
$1,145
Cost after 15 years
$1,500
$3,435
Cost after 20-year term
$2,000
$4,580

*Returned Premium is less policy fees ($6 monthly), any Policy Debt, and substandard premiums (if applicable).

Your quote will be custom built to meet your needs.

GET AN INSTANT QUOTE